Personal Savings

At Cornerstone Bank, we offer many choices for saving for the future. From our Cornerstone money market accounts, where you can always have access to your funds while earning competitive interest rates, to our Cornerstone Bank personal savings accounts and CDs, we can provide the right product for you and your financial dreams.

Cornerstone Advantage Money Market**

For a higher rate of return than our interest bearing checking accounts, consider a Cornerstone Advantage Money Market Account. There is no maintenance fee with a minimum daily balance of $2,500 or an average daily balance of $5,000, and you can open your account with just $1,000. Since the rate tiers are higher than our Personal Checking Account levels, you can earn more as you deposit more with us.

**Federal banking regulations limit you to six (6) preauthorized transfers and third party transactions each statement cycle. Transactions that apply to the limitation include checks, ACH debits, telephone transfer requests, and transfers initiated through online internet banking. A service charge of $10.00 will be assessed for each transaction in excess of 6 to third parties or 6 preauthorized transfers, or any combination of 6 thereof, from your account each statement cycle. Transfers or withdrawals made at the bank are unlimited.

 

Certificate of Deposits*

Interested in a high-yield investment without high risk? Our Certificates of Deposit, or CDs, offer just that. We offer a wide variety of terms including: 6, 12, 18, 24, 36, 48 and 60 months with interest compounded daily.

*Penalty may be imposed for early withdrawal.

 

Cornerstone Savings

Regular, systematic savings provide a sense of security. Maintain an average daily balance of $250 and avoid quarterly maintenance fees. Your balance will earn interest at our current Cornerstone Savings rate. Interest compounds daily on the ledger balance. Minimum to open $100; $3.00 per withdrawal fee over six per quarter. 

 

Cornerstone First Savers

Get your children or grandchildren started early with our special Cornerstone First Savers account. Open with just $5 and have no quarterly maintenance fee for First Saver customers 18 years old or younger. Earn interest at our current Cornerstone Savings rate. Interest compounds daily on the ledger balance.

 

Click here for complete account details and possible fees. 

*Quicken, QuickBooks and Microsoft Money downloads available on all accounts.