Get up to $300

with a new Cornerstone Bank checking and new savings account. Contact us today to speak to a
relationship manager.

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  • Mortgage Lending

    Find the right loan for you on your own time and schedule.


    As a new Cornerstone Bank customer

    Cornerstone Bank conveniences you'll enjoy

    Visit your local branch!


    Downtown Decatur:
    125 Clairemont Ave
    Suite 100
    Decatur, GA 30030

    2060 Mt. Paran Rd, NW
    Suite 100
    Atlanta, GA 30327

    Sandy Springs:
    6344 Roswell Road
    Sandy Springs, GA 30328

    1Service Fee: Cornerstone Free Checking has no Monthly Service Fee.

    2Cornerstone Savings has no Monthly Service Fee when you keep a minimum daily balance of $300 or more in your savings account and have a linked Cornerstone Free Checking account. Otherwise a $10 Monthly Service Fee will apply. A $3 Savings Withdrawal Limit Fee will apply for each withdrawal or transfer out of this account over six per monthly statement period.

    We will notify you of changes to your account terms or fees. For more information, please see a banker or visit

    3Bonus/Account Information: Checking offer is not available to existing Cornerstone checking customers. Savings offer is not available to existing Cornerstone savings customers. Both offers are not available to those with fiduciary accounts, or those whose accounts have been closed within 90 days or closed with a negative balance. To receive the $200 checking bonus: 1) Open a new Cornerstone Free Checking account, which is subject to approval; 2) Deposit $100 or more at account opening; AND 3) Have your direct deposit made to this account within 60 days of account opening. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. After you have completed all the above checking requirements, we'll deposit the bonus in your new account within 30 business days. To receive the $100 savings bonus: 1) Open a new Cornerstone Savings account, which is subject to approval; 2) Deposit a total of $5,000 or more in new money into the new savings account within 10 business days of account opening; AND 3) Maintain at least a $5,000 balance for 90 days from the date of deposit. The new money cannot be funds held by Cornerstone or its affiliates. After you have completed all the above savings requirements, we'll deposit the bonus in your new account within 30 business days. The Annual Percentage Yield (APY), for Cornerstone Savings effective as of 03/01/2017, is 0.25% for all balances. Interest rates are variable and may change after the account is opened. Additionally, fees may reduce earnings on the account. You can receive only one new checking and one new savings account opening related bonus each calendar year and only one bonus per account. Bonuses are considered interest and will be reported on IRS Form 1099-INT.

    Account Closing: If either the checking or savings account is closed by the customer or Cornerstone within six months after opening, we will deduct the bonus amount for that account at closing.

    Cornerstone Online Bill Pay: Must enroll in Cornerstone Online Banking and activate Online Bill Pay. Certain restrictions and other limitations may apply.

    Cornerstone Mobile App is available for select mobile devices. Enroll in Cornerstone Online and on the Cornerstone Mobile app. Deposits made through the Cornerstone Mobile App are subject to deposit limits and funds are typically available by next business day. Deposit limits may change at any time. Other restrictions apply. See a Cornerstone Banker for eligible mobile devices, limitations, terms, conditions and details. Message and data rates may apply.