Cornerstone Bank

Most Popular Deposit Product Rates
		Interest Rate	APY*
Checking Products [1] [2]
Cornerstone Plus Checking	$1,000.00 - $4,999.99	0.20%	0.20%
$500.00 minimum to open	$5,000.00 - $99,999.99	0.30%	0.30%
	$100,000 and above	0.40%	0.40%

Cornerstone Classic Checking	$1,000 - $19,999.99	0.20%	0.20%
$1,000 minimum to open	$20,000 - $49,999.99	0.40%	0.40%
	$50,000 - $99,999.99	0.50%	0.50%
	$100,000 and above	0.70%	0.70%

Cornerstone Non-Corporate Checking	$1,000 - $4,999.99	0.20%	0.20%
	$5,000 - $99,999.99	0.30%	0.30%
	$100,000 and above	0.70%	0.70%

Cornerstone Advantage Money Market	$2,500 - $9,999.99	0.25%	0.25%
(Personal)	$10,000.00 - $49,999.99	0.45%	0.45%
$1,000 mimimum to open	$50,000.00 - $99,999.99	0.60%	0.60%
	$100,000.00 and above	0.75%	0.75%

Cornerstone Capital Money Market	$2,500.00 - $9,999.99	0.25%	0.25%
(Business)	$10,000.00 - $49,999.99	0.45%	0.45%
	$50,000.00 - $99,999.99	0.60%	0.60%
	$100,000.00 and above	0.75%	0.75%

*CD's [3][4][5]**
3 Months	$0.01 - $99,999.99	.15%	.15%
3 Months	$100,000 & above	.15%	.15%
6 Months	$0.01 - $99,999.99	.25%	.25%
6 Months	$100,000 & above	.25%	.25%
12 Months	$0.01 - $99,999.99	.45%	.45%
12 Months	$100,000 & above	.45%	.45%
18 Months	$0.01 - $99,999.99	.50%	.50%
18 Months	$100,000 & above	.50%	.50%
24 Months	$0.01 - $99,999.99	.75%	.75%
24 Months	$100,000 & above	.75%	.75%
30 Months	$0.01 - $99,999.99	.85%	.85%
30 Months	$100,000 & above	.85%	.85%
36 Months	$0.01 - $99,999.99	.95%	.95%
36 Months	$100,000 & above	.95%	.95%
48 Months	$0.01 - $99,999.99	1.00%	1.01%
48 Months	$100,000 & above	1.00%	1.01%
60 Months	$0.01 - $99,999.99	1.10%	1.11%
60 Months	$100,000 & above	1.10%	1.11%

* (Annual Percentage Yield as of 01/31/2012) [1] Interest Rates may change after account opening [2] Fees may reduce earnings on account [3] Penalty may be imposed for early withdrawal [4] Minimum balance to open is $500

Cornerstone Bank