Being a business owner doesn’t always leave much time for the daily management of finances. At Cornerstone Bank, we’ve got ways to help with your accounts that can save you money and time with from our free Online Bill Pay for smaller businesses to our innovative cash management services for larger companies. You can even receive your check images on CD ROM. Whatever the size of your business, Cornerstone Bank offers an account that can meet your needs.

• Cornerstone Free Business Checking
• Cornerstone Commercial Checking
• Cornerstone Non-Corporate Checking
• Cornerstone IOLTA
• Cornerstone Capital Money Market
• Cornerstone Money Market Sweep
• Cornerstone 1031 Exchange

Cornerstone Free Business Checking

Take advantage of Cornerstone Free Business Checking and start saving on managing your business finances today. Created for our small- to medium-sized business customers who have limited transactions and lower account balances, this account has no minimum balance and no monthly service charge. Unlimited free ATM transactions.
Does not include check orders.

Cornerstone Commercial Checking

Cornerstone Commercial Checking is for our larger business customers who want account balances to offset activity charges related to higher transaction volume. Customers with multiple accounts can choose to consolidate for analysis of transaction activity. Adding our e-CORP Cash Management System makes this account even more flexible.

Cornerstone Non-Corporate Checking

Our community is important to Cornerstone Bank and so we have created a special interest bearing business checking account for our community organizations including non-profit organizations, sole proprietors, government agencies, and those acting in a fiduciary capacity.
Unlimited free ATM transactions.
Non-profit organizations have all fees waived.

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Cornerstone IOLTA

Cornerstone IOLTA is for our attorneys and law firms acting in a fiduciary capacity. Interest earned is calculated using the month’s earnings credit rate on the average daily collected balance minus the reserve requirement. Allowable bank charges for commercial checking account holders are deducted to determine the appropriate amount to remit to the Georgia Bar Foundation. Quarterly reporting is provided with the remittance and to the account owner.

Cornerstone Capital Money Market **

For an even higher rate of return on a checking account, consider a Cornerstone Business Capital Money Market Account. There is no service charge with a minimum daily balance of $2,500 or an average daily balance of $5,000, and you can open your account with just $1,000.

Cornerstone Money Market Sweep**

High yield money market tied to your operating account to help maximize investment dollars and minimize bank charges. Transfers are made automatically without requiring your constant monitoring.

** Under Federal Regulation, transfers from a Money Market Account to another account or to third parties by preauthorized, automatic or telephone transfer are limited to six per statement cycle with no more than three by check, draft or similar order to third parties. A service charge of $10.00 will be assessed for each transaction in excess of 3 checks to third parties or 6 preauthorized transfers from you account each statement cycle. If this limitation is exceeded on a regular basis, we are required to convert your account to another account that permits unlimited check writing privileges.

Cornerstone 1031 Exchange

For intermediary providers acting on behalf of investment or business property owners. Available to entities providing qualified intermediary services to sell and purchase "like-kind" property. For more information contact your relationship manager.

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