Cornerstone Bank

Tools to Prevent Identity Theft

The number of Americans who have experienced identity theft has surpassed 27 million, with the incidence rate increasing every year. Substantial measures are in place at Cornerstone Bank to protect your identity and your account against theft and fraud. Follow these steps to stop these crimes before they happen:

1. Do not give out financial information such as checking and credit card     numbers, or your Social Security number, unless you know the person     or organization.
2. Report lost or stolen checks immediately.
3. Notify your banker of suspicious phone inquiries such as those asking for     account information to “verify a statement” or “award a prize.”
4. Closely guard your ATM Personal Identification Number and ATM     receipts.
5. Shred any financial solicitations and bank statements before disposing of     them.
6. Put outgoing mail into a secure, official Postal Service collection box.
7. If regular bills fail to reach you, call the company to find out why.
8. If your bills include questionable items, don’t ignore them. Instead,     investigate immediately to head off any possible fraud.
9. Periodically contact the major credit reporting companies to review your     file and make certain the information is correct.

Don't Be an On-line Victim: How to Guard Against Internet Thieves & Electronic Scams

The Federal Deposit Insurance Corporation (FDIC) has produced a multimedia presentation to help consumers protect themselves from identity theft. The presentation provides information on steps consumers should take to secure their computer and protect themselves from identity theft, as well as actions consumers should take if they become a victim of identity theft.

Contact Numbers
To report suspected fraud or identity theft contact your local Cornerstone Bank Banking Center. Contact Us

To report a lost/stolen check card or ATM card - 1-800-554-8969

CREDIT REPORTING BUREAUS

Equifax - www.equifax.com
To order your credit report: call 1-800-685-1111 or write to: P.O. Box 740241,
Atlanta, GA 30374-0241
To report fraud: call 1-800-525-6285 or write to: P.O. Box 740241,
Atlanta, GA 30374-0241

Experian - www.experian.com
To order your credit report: call 1-888-EXPERIAN or write to: P.O. Box 949,
Allen, TX 75013-0949
To report fraud: call 1-888-EXPERIAN or write to: P.O. Box 949,
Allen, TX 75013-0949

TransUnion - www.tuc.com
To order your credit report: call 1-800-916-8800 or write to: P.O. Box 100,
Chester, PA 19022
To report fraud: call 1-800-680-7289 or write to: Fraud Victim Assistance Division,
P.O. Box 6790, Fullerton, CA 92634

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Cornerstone Bank